We’ve had two home improvements projects happen in the same month after waiting months for both. The first one is a sliding barn door that allows our living room to be a makeshift bedroom. The couch in there is a sleeper sofa and there’s an armoire but before we didn’t have a good way to add privacy. I finally found a person with the availability and skills to do it and I love the door. The second project is the long-awaited cat fence. I signed that contract in May and supply issues related to the pigment required to produce the color I wanted caused the delay. It’s done now and I’m eager to have warm weather to see how it works when the cats really want to be outside.
I’ve just started our taxes. It’s going to be ugly and I expected it because I sold stock that vested last year. Once again our income level bumped us out of the Opportunity Credit and for the first time bumped us out of Roth contributions. I had been making the Roth contributions so I backed them out – ugh – to prevent penalties but then I had to pay taxes on their earnings. It’s all messy but I sure don’t want to complain about it – the stock proceeds allowed me to pay house debt and I hope to report that major milestone in about a month.
My goals for 2022:
(1) House projects - replace the roof (shingles), downstairs ceilings painted, design kitchen reno & get quotes
(2) Personal - finish the two scrapbooks for the twins by their graduation
(3) Health - get lean by implementing routines for fasting, resistance training, and yoga
(4) Financial - pay off house, get EF to 7 months’ expenses
(5) Kids - DS1: help w/ rescue cat, DS2: get to know GF, DS3: help set up investments, DS4: open Roth & transfer brokerage from minor account, DS5: support job search for semi-gap year
[so weird that some words couldn't be bolded...]
My goals have retirement preparation in mind. 17 months and counting.